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Joined 2 years ago
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Cake day: January 16th, 2024

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  • $200/mo likely includes equipment repayment plan.

    That’s how they get you to justify a $1200 phone every two years…by charging you $30/mo for it and a $20/mo promo credit as long as you stay a customer with them. If you switch you gotta pay off the full balance.

    Imo that’s insane. I’ve always considered myself a technophile and I don’t replace any of my tech on that kind of a schedule, except for my phone…and that’s mostly out of wear and tear and not being economically repairable.

    But I’m still out of that ERP game. Better to buy outright when there’s a good deal from the OEM with a OnePlus or a Pixel. Even better if you can find a $50 eBay phone that’s worth a $200-$300 trade-in credit.


  • How suburban in Texas?

    Bc for real I live in Massachusetts (suburb, but closer to Providence than Boston)…and my mortgage is the same as yours, but that is including property tax and homeowners insurance.

    There’s a fair bit of luck in that though…we bought in 2018, and refinanced in 2021…

    Our house has increased in value, nearly double since then…so we couldn’t afford to move to a similar house in the region if we wanted to. We’re kinda stuck here now. Many of our neighbors in the same boat.

    We could afford to take a significant downgrade in terms of neighborhood and home size. That would probably cost about the same as we have now.