• 2 Posts
  • 24 Comments
Joined 3 years ago
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Cake day: June 19th, 2023

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  • You can check out SPIVA which tracks the people like the guy you’re paying to predict the future.

    In all markets the results are consistent. Over a single year a professional has about a 50% chance of beating the average. This probability drops over time and over a 10Y period about 10-14% of professional investors beat the average.

    You paying this professional is essentially the same as you thinking that you are able to identify the top 10-15% professional investors. And maybe you just are that great and we should all follow suit. But I doubt it. It’s your risk to take though. No one is going to force you to choose the cheaper option with the better probability to give the best returns.


  • If you’re not putting your money into index funds you’re just fooling yourselves. You shouldn’t be paying any form of investor to pretend they can see into the future.

    This also means you will be investing heavily in the US. But don’t make the mistake of believing your invested money makes any difference in the world when it comes to ethical responsibility. A company isn’t affected by whether a fund invests or does not invest in them.

    Socially responsible funds are just for show because financial institutions have realised it’s something people will pay for. If you truly want to make the world a better place you reduce your monthly saving amount and donate the money to charities instead.


  • Just saw the other day that the Pixelfed developer pushed out a new feature pretty quickly and it reminded me of how much faster you can push new features out when you’re working on a small team with very few developers.

    Then I realised that… At the place I work at (an app most likely installed on your phone) - well every change will have a huge impact. If 0.05% of the users’ performance is degraded - that’s a shit ton of users. So we have processes in place. We test on all kinds of devices before releasing.

    Running a high quality service at scale is hard and it’s expensive and it’s not always fun because you have to leave your cowboy developer guns at home and do the homework before pushing to production.



  • Yeah, all apps advertise “no algorithms” - well those algorithms are what is pulling users back and back again and the more you get people to open your app - the more likely it is that they’ll contribute something.

    I have to remind myself to open Pixelfed. Which is how I want it to be and how it should be. But I also understand that none of my friends will go there and look at nothing and then check in again a day later.


  • I go through a cycle for this. I leave Reddit because I hate it. And then I go here and well it’s quite obvious it’s a certain type of people who are willing to jump through hoops and use the fediverse. I find most of the opinions here to be a little bit too extreme for my taste. I just want to discuss football (soccer) and tech…

    But I agree with you. It only feels empty because we all decide to not hit “post”.










  • I think one general benefit of open source is that in general - they are built for the user rather than for the stakeholders.

    If Spotify was an open source app - you know for sure you would be able to hide podcasts for example (for people who don’t care about podcasts and just want a music experience). However, since for Spotify The Business it’s better to piss off X% of their users if Y% of their users turn into podcast users - they’re not going care about the angry X%.

    So in general - in open source apps you’ll generally find features users actually want and very rarely the app will try to push new features on you because they’re trying to make numbers look good on their quarterly report.



  • I just try really hard to do the small things all the time. Whenever I leave a room, I try to bring something with me that shouldn’t be in that room. Whenever I go into the kitchen, I try to clean one thing in the kitchen whether it’s putting something in the dishwasher or throwing out an empty package.

    Just do small things whenever you have a moment.

    Our place still looks chaotic though so don’t expect miracles.



  • Most of the aspects have already been covered but I would want to add one:

    This was always the plan, it just wasn’t as highly prioritised as growth.

    I work as a developer at a big tech company. We (the company) had our roadmap and it was mostly about getting more users. The more users you have the day the economy turns - the better off you are (… If you manage to turn an profit).

    So when the economy went to shit and we (and other tech companies) no longer can loan money for free to cover our running expenses - the priorities shift. Working towards attracting more users is only going to increase your costs at the point and you don’t want to run out of money. So all roadmaps changed and cost saving efforts became the highest prio all of the sudden.