How can you actively prevent it from getting worse—like starting now/today?

  • Icytrees@sh.itjust.works
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    2 days ago

    So you’re in your 20’s, in the states, and have never had a bank account?

    I won’t make assumptions about how that happened. I’m Canadian so I don’t know how helpful this will be since our regulations are a bit different, but have you tried just walking into a bank with everything you have and explaining the situation? If they can’t set up an account they should at least be able to point you in the right direction.

    In Canada we can get a driver’s learner permit with minimal ID. Birth certificate, SSN and proof of address should be enough. If you can get that you’ll have a government issued photo ID and you’ll be set. Alternatively, we can get a provincial ID with minimum documentation, if you can’t get a driver’s licence. There must be some equivalent in the states.

    Another option is to get someone to notorize a document and photo that says you are you. Just call a notary near you and ask how.

    • vortexal@lemmy.ml
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      2 days ago

      I would try going to the bank on my own, but I’m not allowed to leave the house alone because my parents will threaten to call the police on me because they think I’m suicidal.

      That also rules out the last thing you said because even if I could get an ID through that method, I still wont be able to get a bank account.

      • Icytrees@sh.itjust.works
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        2 days ago

        It sounds like the root problem is not being able to leave the house.

        Do you know anyone who can escort you? Furthermore, “leaving the house while suicidal” isn’t a crime. You’re a legal adult, so unless there are measures in place the cops can’t force you to do anything. Even if they can bring you back, you can probably set some stuff up before they find you.

        • vortexal@lemmy.ml
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          2 days ago

          No, I don’t know anyone who could. I really haven’t talked to anyone outside of my family since I graduated high school. I also don’t really like the idea of being escorted by strangers.

            • vortexal@lemmy.ml
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              2 days ago

              The funny thing is, is that I have considered using crypto but on top of the fact that not all platforms except crypto, I also still can’t use it because crypto platforms require IDs as well.

              • Icytrees@sh.itjust.works
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                2 days ago

                Trading platforms and exchanges require IDs, you don’t need ID to have a crypto wallet for peer to peer transactions. I have like five.

                • vortexal@lemmy.ml
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                  2 days ago

                  How do I setup a crypto wallet? The only time I tried crypto was back when I still used the Brave web browser and I wasn’t able to redeem the BAT that I earned without setting up a crypto wallet through a website that required an ID. If it’s just an issue with how Brave handles their crypto currency, I do know of some other sources of crypto that I can try using.

                  • Icytrees@sh.itjust.works
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                    2 days ago

                    Metamask is very beginner friendly and no different from setting up an e-mail.

                    https://metamask.io/en-GB

                    It’s called a “non-custodial” wallet, you control your funds so you don’t need ID. Custodial wallets are tied to exchanges that hold your funds, even though they belong to you, and all transactions are approved by the exchange. They follow KYC for legal reasons, like a stock exchange, but they’re also a bit safer to use.

                    Since you’ll be doing peer to peer transactions, remember there are no backsies. Once you send money, it’s gone.

                    You won’t be able to cash out at registered exchanges, so it’ll be tricky to get IRL money unless you have buyers you trust.

                    I haven’t used these guys in a while, but they don’t need ID in Canada at least: https://coincards.com/

                    Be safe out there. Don’t buy shit coins. Sign up for airdrops. Transfer fees go up and down throughout the day, it’s always cheaper to move larger volumes at night in North America.

      • ☂️-@lemmy.ml
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        2 days ago

        do you have trustworthy friends or relatives that can help you out? this seems shittier than it looks…

        can you look up the documentation for it and steal it from you parents? find a way to sneak to the dmv so you can get your id?

        • vortexal@lemmy.ml
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          2 days ago

          No, I haven’t talked to anyone outside of my family since I graduated high school and I have no way to contact any of my other relatives, assuming they would even help.

          As for the documentation, I don’t even know how to obtain some of the required documentation. For example, one of the requirements from what I’ve read, is two documents from different sources that are on an “acceptable document list” proving that I have a street address. I’ve looked at the list and it’s mostly legal documents from sources that I’ve either never heard of or have no legal way of obtaining.

          • ☂️-@lemmy.ml
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            2 days ago

            where i live we can usually get an utility bill or tax addressed to the house by mail.

            it seems strange that you need oddball documents? have you called or directly asked them by email or texting them or something?

            • vortexal@lemmy.ml
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              1 day ago

              A utility bill would be one of two I need but my parents pay the bills online, so we don’t get physical bills anymore. I also haven’t tried calling them because I already know that they are just going to tell me to look at their list of acceptable documents.

              • ☂️-@lemmy.ml
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                21 hours ago

                don’t your parents have your birth certificate? or do they accept the printed digital version? can’t you sneak there and attempt to get registered anyway, i’m sure you can explain the situation and there is some sort of exception.

                i’m stumped, but that’s nothing short of abuse and you should definitely look into this ASAP cause it will make your life very hard.

                • vortexal@lemmy.ml
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                  21 hours ago

                  I’ve previously mentioned that I’m pretty sure I have access to my birth certificate but if you read the list of requirements on the link I gave you, you’ll see that it only covers 3 of the 5 (technically 6) requirements. I do have access to my SSN card but that still leaves the fifth (and sixth) requirement unfulfilled. As for sneaking out, I tried that multiple times over the years and every time I was escorted back home in a police car before I could even get to my destination. I can’t even go to the grocery store on my own without having my parents calling the police on me.

                  The main reason why my parents are like this, is because I was diagnosed with autism back in middle school. Ever since then, my parents (and really my entire family) have started treating me differently.

                  And it’s like, I’m not even trying to get a job or a bank account. I’m okay with not having them, what my issue is, is that because I’m limited to using “beer money” sites and apps to be able to buy things, I’m very limited as to where and what I can buy. I used to be able to buy pretty much anything I wanted to if I put in the work but then Swagbucks changed their policy so that you now require an ID to do pretty much anything on their website. I still have access to and use InstaGC but there’s only 3 websites that I use and can actually use with the gift cards they offer. I also use Bing but that’s both even more limited and extremely slow to earn enough points to actually buy anything. Every other app/website I know of is either not worth using, a scam or I’m hesitant to use because I’m starting to have trust issues with these websites and apps.

                  And seeing that America is slowly turning into a second Nazi Germany, I’m not optimistic for the future of these websites and apps.

                  • ☂️-@lemmy.ml
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                    5 hours ago

                    aren’t you older than 18 though? can’t you just say you are not lost to police? not even your sister cares? are there not any ngo’s you can call that will help you out?

                    see, the thing is i’m just stumped your government makes it so hard for you to id yourself and be an independent human being, this should not be that hard and there must be stuff you can do about it. you are already in nazi germany and didn’t notice, motherfuckers treating you like an actual removed.

                    and mind you i’d be treated by my family about the same, for similar reasons. i was bit in the ass for letting them do much milder shit to me and am still paying a big price for it. please figure out how to get the fuck out of this house and family because you are gonna get fucked big time for it.

                    i wish i could be of any actual help, but i’m halfway around the planet from you. i’m sure you can plan something out though.