Tricky, depends on jurisdiction but generally if you know you’re going to die and thus have no intention to repay the debt then it’s fraud and the thing you buy is technically stolen and you can repossess stolen goods in many jurisdictions. So they (the debt collectors) could come and get the things you gave away. Best way to skirt this is to take out cash from the cards and buy the stuff cash at random places and inform the people you give stuff to keep it on the down low for a while. Even if they suspect it came from you they can’t repossess it without conclusive proof which would be hard to get by.