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Joined 2 年前
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Cake day: 2023年7月9日

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  • Part of the problem is some debt is necessary for large or expensive projects. Think of it as similar to your home mortgage: most of us could not buy a home without it. Similarly governments have large or multi year projects that can be difficult to pay as you go and make sense to take out debt.

    But everyone likes being Santa Clause , everyone likes bringing home the pork, and it’s a simple matter of writing a little more debt. No big deal.

    A traditional Republican position is that thinking is insane, it’s not fiscally responsible. We can’t afford that. It makes a lot of sense until you see what republicans actually tend to do. In today’s world I imagine some republicans still have some twisted concept of fiscal responsibility for kicking millions off healthcare, but it boggles the mind to use that plus take on additional debt to give tax cuts to the wealthy. That is very much NOT fiscally responsible. If there is anyone out there who still believes in traditional Republican positions, they should be ashamed of what it’s become

    A traditional Democrat position is we have human services and infrastructure that are important enough to write more debt. That sounds expensive, but again, think of it like that home mortgage: some things are important enough.

    Realistically, the cost of debt rises and falls with a country’s economy, so you can have unexpected results where additional debt causes business to increase, making debt cheaper


  • Technically there’s no ceiling and as the reserve currency the us used to have special place, but there are consequences, there is “too high”, there can be a spectacular crash when other countries and currency traders get worried about whether you can pay it back. It’s just not clear where that will be.

    US debt is now at proportions that has caused economic crashes in other countries. More importantly, payments toward that debt are now one of the biggest parts of the annual budget, making it tougher to afford other things.

    Bringing the analogy back to personal finance, we are “house poor”. We haven’t always spent prudently, but now our house needs paint, the roof is leaking, and the furnace may not light this winter.

    Edit: one party decided it was worth going into a little more debt to replace the furnace because winter will be cold and heat is necessary, while the other cancelled that, losing the deposit and took yet more debt to day trade and collect Labubu’s, cancelling “fraud, waste and abuse”, like having the internet





  • Maybe you’re right. I assume whatever is online is generally what you’d see in the store if you went there.

    However since pandemic I mostly stopped going to physical stores, except the grocery, so I guess I wouldn’t know. At the time it was the smart option but now it’s the convenient option…… while we all hate on Amazon, you can’t beat that same day delivery! Sometimes it can be faster to order online than to drive to a store


  • I’d like to know this too. We all know the issues with the current regime. It’s clearly the worst in our lifetime.

    But some of these issues may not have been apparent before the internet, before constant news. There may be different corruption, different rubber stamps and hiding of corruption, crime, and incompetence. We like to think previous presidents had some shame some ethics some standards, but did they really or was it just easier to hide

    As far as I can tell the current administration has cemented their place in history, with the sheer maliciousness and negative impact on the country and even the world. A Term which will live in infamy. Standing far below every other administration

    …. But will history agree?



  • For example I’m all of the above

    • to keep things simple I use pods
    • when I want something nice I have a grinder at home
    • I do know at least a bit what makes good coffee the way I like it

    But also a grinder at the store may have unknown cleanliness as well as a mix of different styles and flavors and ages. If you care about good coffee, that’s not it.

    But yeah, that means there is so much I’ll never try because trying doesn’t justify buying a full bag




  • I always thought this was an argument for properly racking everything. If it takes more effort, more time to remove, maybe they won’t bother.

    My understanding is that for most individuals, theft is mainly

    1. Targets of opportunity. Lock your door and make sure nothing expensive is visible
    2. Smash and Grab. The goal is to act fast and not care about what you break, so anything harder to smash (without tools) or that causes delay is good.

    I do have outside cameras but they’re not as useful as you’d think. Maybe they have some deterrent value but they’re not going to alert anyone fast enough unless they’re already in the house and you’re not going to identify anyone even if you catch a good shot of their face. If the do catch someone, perhaps the video is enough to say, yep