Better than butt stuff
Walmart’s not going to be a good model, there, as while the chance of abuse being the cause might not be 100%, it hangs out near enough 100 to know more than a few intimate things about it.
If you’re asking someone to collect your groceries, maybe pay them to do so. Tips are broken as a concept, so whatever there.
I don’t know how plausible this is, but a way for trans men and trans women to exchange sexual traits. There might be an answer elsewhere in that there are animals that can change sex in certain conditions so there is some biological evidence of possibility in a singular case. However it seems anti-poetic that we have genetic females who want to be genetic males and genetic males who want to be genetic females and the answer that we currently have as society is for them to go fuck themselves.
I guess for more realistic, then deep dive VR.
Not trying to speak up for any insurance company and will never say that the example is a good reflection of reality. Just showing a rough outline in how advertising and recruiting customers -could- be beneficial to the policy holder. It is as much a reflection of reality as a stick man is an anatomic model for study.
Let’s put aside the many, many problems of insurance companies in reality and talk in terms of two parties acting in good faith for ease of demonstration.
Let’s take random person Alice who has insured her wrench set at Insurance Company X. Her wrench set is very important to her job and she only believes in high quality tools, so it is quite expensive. So expensive, that if something were to happen to it, she might not be able to replace it right away. Instead, she pays Company X for an insurance policy. Alice can afford to pay a little bit every month and so this is a good set up.
Uh oh, an impromptu stomp band raided Alice’s store and appropriated her wrenches as drumsticks. They’re ruined! Luckily, Alice is insured and Insurance Company X pays her for replacement wrenches.
Unfortunately for Company X, Alice needed new wrenches before her monthly payments would exceeded the price of the wrenches. So how did they have the money? Well, they have more customers than just Alice. They use some of the money that they get from others to help buy the wrench set in the same way some of Alice’s money is used with other problems as a way to socialize the losses.
As you might guess, this requires more people. More people contributing at once means a bigger pool of money that can cover bigger individual losses when the time comes. As such, Insurance Company X uses a portion of the money they get to recruit more users and thereby make their system work better.
But also greed. Lots and lots of greed.
No, however I think there might be a bit of a trap here that skews perception for some. Namely, that the automatic tools are intended to fix problems simple enough that more technical minded people would attempt the solutions it uses themselves before resorting to a troubleshooter.
Unfortunately they’re trapped. If they lowered the price of food and raised the price of admission to compensate people wouldn’t notice. In fact, they wouldn’t even make it to the food to see, they’d just know that one cinema has $10 admission and the other has $20.
They could advertise that they have lower concession cost to attract people, but there would be enough people thinking “I’ll just go to the cheap one and bring my own food/not buy food.” that momentum wouldn’t move into their favor.