I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.
Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.
So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.
I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.
You might be able to contact your bank and talk to them about the overdraft fee, I got slapped by them as a teenager and someone at a booth (was the good old days. you see) simply undid the fees.
Asking nicely one your first offense, they’ll definitely remove the fee. Being nice will get you far.