Why you should know: the price hike of Xbox GamePass caused their unsubscribe page to crash. This could lead to someone putting it off and immediately forgetting, then getting charged for the next pass against their wishes. Cutting payment at the source will piss off Xbox and they’ll auto kick you off anyway

  • Lemminary@lemmy.world
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    5 hours ago

    Had to do this for a predatory gym membership that would only let me cancel on a certain day of the month at a specific time of the day. Fuck that.

    • Madzielle@lemmy.dbzer0.com
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      4 hours ago

      Do you mean planet fitness? Fu k planet fitness. I had to pay to cancel my membership years ago. I was too broke to use it and these assholes are cunts about canceling memberships. I even worked there for a time, they have a lot of scummy tactics for both clients and staff. Fuck PF

  • Fyrnyx@kbin.melroy.org
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    3 hours ago

    This is not advisable to do for any membership.

    You don’t foresee that some companies could actually take you to court for not fulfilling your obligations to pay. And you won’t just have to pay for what you owe, but the legal fees too. Gee, who’s that calling you all the time? Must be the debt collectors because now you’ve been tossed to debt collection agencies who’ll hound you until they also decide to take you to court.

    You should not be treating your bank as the middle-man for responsibilities you won’t handle.

    Here’s the thing you should actually know: decide what the hell which subscription is worth getting into. Don’t try being cute by doing this stupid method.

  • SoftestSapphic@lemmy.world
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    5 hours ago

    Your bank works for you, if you know an entity isn’t supposed to have your money call your bank and do a chargeback

    This was also the only way I could cancel Comcast service after they “lost” my account but kept charging me anyway

  • bob_lemon@feddit.org
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    18 hours ago

    No they won’t. They have no reason to kick you off for not paying. They will simply add late fees to the payments you are still contractually obligated to pay. Those systems work fully automatically, too, so there’s literally no reason for them to do anything else.

  • TheFeatureCreature@lemmy.ca
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    1 day ago

    Just a note that doing this may result in actions being taken against your accounts(s) - especially charge-backs or related actions. A charge back will almost always result in your account being permanently banned and they will ban you if you try to make new ones.

    Make sure you research the service you want to cancel and the options you’d like to take to cancel it. If it’s a service you make heavy use of then you need to exercise some caution.

    • Capricorn_Geriatric@lemmy.world
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      7 hours ago

      The only action taken against your account in case of the charge failing (so not a chargeback) is tou losing access to paid stuff, whatever it may be.

      If there’s a free tier, you should be reverted to that. If there isn’t , the account obviously gets suspended entirely.

      Cancelling a paid account shouldn’t result in you losing access to otherwise free-tier services.

      A chargeback (taking back money after you’ve used a paid service) is a whole different can of wirms, though. Which doesn’t mean you should lose free-tier access in all situations, mind you.

    • plz1@lemmy.world
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      24 hours ago

      How would removing a recurring charge on the processor side result in a chargeback? A chargeback is when you call your processor/card company and tell them to reverse a charge, which results in the charging company also having to pay a fee on top of losing that revenue.

      If they can’t charge you in the first place, there is nothing to create a chargeback.

  • blave@lemmy.world
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    1 day ago

    This is how I have had Adobe creative suite for free ever since they started charging for it.

    I sign up with my PayPal account, and as soon as I’m done registering, I cancel the auto renew in PayPal’s payment management center.

    And, yes, I do have to re-register every two weeks or so when the trial finally expires, but that sure beats having to pay 105+ dollars per month!

    • Default Username@lemmy.dbzer0.com
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      1 day ago

      GenP would like a word.

      Anyway, using Adobe products, even for free, is still supporting Adobe’s monopolistic foothold in the creative software space. If you really want to stick it to Adobe, learn and use open source alternatives.

      • blave@lemmy.world
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        22 hours ago

        I’m fine with stealing from them for the last 30 years. Also, I don’t really get the logic of how stealing from them is somehow supporting them.

        Besides, every alternative is absolute garbage compared to Photoshop.

        ¯\_(ツ)_/¯

        • JustARaccoon@lemmy.world
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          8 hours ago

          I don’t really get the logic of how stealing from them is somehow supporting them.

          You’re still in the ecosystem even if you’re not paying for it, meaning if you’re trying to pass on files or knowledge, it’s all based within Adobe’s apps and their user experience. You can look into how Adobe encourages piracy on students because that means when they get to make a choice later on what professional apps they’ll use they’ll keep using Adobe, thus if someone else asks “oh how should I get into design?” They’ll hear about Adobe as well.

          Besides, every alternative is absolute garbage compared to Photoshop.

          Open source sadly yes, I’ve yet to find something as good. Consider looking at the Affinity suite though, I used that for years while freelancing instead of Photoshop and illustrator and i wasn’t missing Adobe. If anything it was an improvement, so much more performant and moving across apps was a lot easier.