Ahh, rich people problems. I don’t even know what to spend all my money on and I make £26k. I guess I could just save it and then pay off the mortgage early, then only work 1 day a week?
I make “six figures” and pay everything in my family. Mortgage, childs clothes, electricity, heating, groceries, everything is so friggin expensive compared to the simple times of 00’s when I lived off with $500/a month in uni, and had great time. The pay for my vacancy was even better in 2010. So my predecessors were making more 15 years ago and every fucking thing cost less. Society is fucked.
But I’m not going around shouting this off rooftops. Because I got the highest compensation when considering my uni friends, and I make do. My kids get new clothes every so often, we have money for food and one vacation yearly. Things are okay, but thats me. For many, things are beyod fucked, and I feel sorry for them.
How much more do kids cost than an adult? Could easily afford to feed an extra adult or two around the house. How much more is a child?
Mortgage wouldn’t change. Electricity usage surely wouldn’t change too much as you are still heating the same house to the same temperature. Little more hot water for showers I guess. Food costs us £20 or so a week for 2 adults, so even doubling to 4 people that would be £40, probably less by benefiting more from bulk buying/cooking.
Do agree clothing might suck, school uniforms are extortionate in the UK. Apparently the average is a few hundred, that is more than all of my clothes combined.
If you have mortgage, why not pay lump sum regularly instead of saving it first? This way cost of mortgage will come down.
Unless you have a fixed rate?
Ahh, rich people problems. I don’t even know what to spend all my money on and I make £26k. I guess I could just save it and then pay off the mortgage early, then only work 1 day a week?
I guess you dont have kids?
I make “six figures” and pay everything in my family. Mortgage, childs clothes, electricity, heating, groceries, everything is so friggin expensive compared to the simple times of 00’s when I lived off with $500/a month in uni, and had great time. The pay for my vacancy was even better in 2010. So my predecessors were making more 15 years ago and every fucking thing cost less. Society is fucked.
But I’m not going around shouting this off rooftops. Because I got the highest compensation when considering my uni friends, and I make do. My kids get new clothes every so often, we have money for food and one vacation yearly. Things are okay, but thats me. For many, things are beyod fucked, and I feel sorry for them.
How much more do kids cost than an adult? Could easily afford to feed an extra adult or two around the house. How much more is a child?
Mortgage wouldn’t change. Electricity usage surely wouldn’t change too much as you are still heating the same house to the same temperature. Little more hot water for showers I guess. Food costs us £20 or so a week for 2 adults, so even doubling to 4 people that would be £40, probably less by benefiting more from bulk buying/cooking.
Do agree clothing might suck, school uniforms are extortionate in the UK. Apparently the average is a few hundred, that is more than all of my clothes combined.
If you have mortgage, why not pay lump sum regularly instead of saving it first? This way cost of mortgage will come down. Unless you have a fixed rate?
Recently fixed it for 5 years at a lower rate than it was before.