My wild guess: Is everyone now just using apps for every single little thing? So now using the mobile site is considered “fraud behavior” and using apps is “normal”? Like is this what their “fraud detection system” do now?
Like the same card works when you order it at the counter in store… why did the site reject it? it literally worked before on that same site…
Tries a bunch of different cards, also declines…
But those same cards do work on other sites…
Like…
I feel like when you
- Use their app
and - Create an account
you’re less likely to face problems…
But using mobile website + guest checkout is very likely to get flagged for some stupid reason…
Even the new version of my banking app seems bad in comparison to the old one. Sure looks nice, but having a white screen until the web app has downloaded isn’t really good design