A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

  • buddascrayon@lemmy.world
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    1 day ago

    Yeah give me that line again after your house actually has burned down and you have to fight tooth and nail to get any money from the insurance company that you’ve been paying to for the last X number of years.

    • thebestaquaman@lemmy.world
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      22 hours ago

      You are aware that the whole basis for my original comment (and follow-up) was that insurance isn’t inherently a scam, right? Any transaction can be turned into a scam if you refuse to hold up your end of the deal, but that doesn’t make the concept of transactions a scam in itself.

      My impression is that US insurance companies are particularly bad about not paying up, and thereby scamming people. Luckily, I don’t live in the US, and don’t have any historical precedent that gives me reason to doubt my insurance company would pay up. The problem with insurance (and a lot of other things) in the US is a system that heavily incentivises squeezing consumers at every turn. The problem is not that insurance is an inherently a scam.