A couple were told they faced a $200,000 (£146,500) medical bill when their baby was born prematurely in the US, despite them having travel insurance which covered her pregnancy.

  • slothrop@lemmy.ca
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    2 hours ago

    Their baby was born in an American hospital seven weeks early, but the couple said Zurich Insurance Group refused to uphold the policy and cover their costs because the baby was not named in the document.

    After a nine month legal battle, Zurich has reversed its decision and told the BBC it was sorry for the stress caused.

  • JoshuaFalken@lemmy.world
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    Sylvester said the couple “made 100% sure Issy was insured to be pregnant, and any complications involving pregnancy whilst we were abroad were covered”.

    Sylvester explained: “Essentially what they said is that we would have been covered had the baby not survived. But the fact was that the baby survived.”

    “We weren’t going to be covered for that, because we didn’t put his name on the insurance policy.”

    As someone that wouldn’t choose to travel into or through the United States, I can’t say I would be surprised if I got back home after this ordeal and the medical bills started showing up. US healthcare will charge for anything under the sun. I half expect visitors will be sent invoices for travelling in the vicinity of a hospital in the near future.

    • justme@lemmy.dbzer0.com
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      1 hour ago

      The insurance on question is not American, but from their home country. The ridiculous price is American though

      • JoshuaFalken@lemmy.world
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        45 minutes ago

        I realise that, my connecting thought was that the hospital looking at their insurance policy should have been able to understand the pregnancy was covered. Even with it being unclear due to the contract’s wording, it should have triggered the billing department contacting the insurer for clarification.

        That’s not how America works though, they operate on a ‘invoice first, ask questions later’ approach. If one in a thousand bills get paid without question, the superfluousness is considered justified. Oh well, I would add this to my list of reasons to avoid the country if it weren’t so long already.

  • SnarkoPolo@lemmy.world
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    2 minutes ago

    This is the Greatest Country In The World, sunny Jim, and you better thank Republican Jesus for our for-profit system! Otherwise you might be forced into free socialist health care, where you have to get vaccines and stuff for nothing, and only a godless communist wants that. /s

      • Hadriscus@jlai.lu
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        1 hour ago

        I mean given all I hear it would not entirely surprise me that they would hold the baby hostage, at best

        • Midnight Wolf@lemmy.world
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          25 minutes ago

          Hospital: we gonna steal ur baby lol

          Parents: oh no, you are going to feed it, bathe it, care for it, educate it, all on your own dime? Oh the humanity

          Hospital: wait no not like that-

          E: hospital: that’s filthy socialism!

      • atro_city@fedia.io
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        1 hour ago

        Exactly. You’re already outside of the country. Let them send you bills. They aren’t going to send the FBI to kick in your door because of unpaid bills…

      • JoshuaFalken@lemmy.world
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        59 minutes ago

        As artists that go on tour, the US leg likely provides a significant chunk of their income. If they were just on vacation, that’s a different story.

        Worth figuring out for them, as it boiled down to an administrative issue with unclear wording in the insurance contract.

  • Triumph@fedia.io
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    15 minutes ago

    Part of why medical bills in the US are so high is because if you don’t pay them, they sell the debt to collections at pennies on the dollar.

    Which means that the people who do pay the high prices are paying for those who don’t or can’t or won’t.

    Stop paying.

  • pelespirit@sh.itjust.works
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    1 hour ago

    And they wonder why our population is free falling. Between trump and it’s too expensive, why would the wise ones do that?

  • TrumpMAGA@lemmy.today
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    2 hours ago

    Maybe this is an issue with their insurance and NOT with the USA. Not like usa should foot the bill just because they decided to travel with a kid on the was. Never save to fly when pregers